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Jargon Buster

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Jargon Buster

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Cap on care costs
The law is changing so that, from April 2016, there will be a limit of £72,000, known as a 'cap', on the amount you have to pay for the care and support that your council has assessed you as needing. This will be regardless of the amount you have in savings or property. The £72,000 cap will apply to people of state pension age and older. There will be a different approach for people of working age, and the cap will be zero for people who have care needs at the point when they turn 18. The cap will only cover care and support that your council has assessed that you need. It will not include any costs for care and support that you have paid before April 2016. Neither will it cover your choice of more expensive care, or daily living costs such as accommodation, food and utility bills. If you are in a care home, you will have to pay daily living costs of £230 per week.